Medicare Parts A & B are the foundation of Medicare Insurance. Depending on your income premiums may differ.
Medicare Part A covers:
- Most inpatient hospital care (less deductibles)
- Certain care in a skilled nursing facility (SNF)
- Certain home health services
- Certain hospice care
You will not pay a Part A monthly premium if you are eligible for Social Security retirement benefits (meaning you have 40 or more quarters of Social Security credits - approximately 10 years of full-time work, 4 quarters per year) or Railroad Retirement benefits. If you have 30-39 quarters of Social Security credits, you may buy Part A coverage and pay a monthly premium of $224 in 2015. If you have 0-29 quarters of Social Security credits, you may buy Part A coverage and pay a monthly premium of $407 in 2015. (more Part A info)
Medicare Part B Deductibles & Coverage's
- Due to many Insurance Companies selling Medigap and Advantage policies we are unable to advise until we are aware of your needs.